Biography
Henry M. Karwowski concentrates his practice in the areas of bankruptcy, debtor/creditor rights, and commercial litigation.
Henry is an adjunct professor at Seton Hall University School of Law and at Rutgers School of Law-Newark. At Seton Hall, he has taught Secured Transactions, Bankruptcy and Creditors’ Rights, Business Associations, and Legal Writing. In 2024, he was named “Adjunct of the Year”; and separately, he was voted “Adjunct Professor of the Year” by the school’s students. He was previously nominated several times for each award. At Rutgers, he has taught Commercial Law, Debtor-Creditor Law, Appellate Advocacy, and Advanced Legal Writing.
Henry is the author of New Jersey Bankruptcy Rules Annotated, a comprehensive guide to the rules governing bankruptcy practice and procedure in New Jersey. The book was reviewed in the American Bankruptcy Institute Journal and New Jersey Lawyer Magazine. According to the Journal, it is “the best bankruptcy rules book in the country.”
Henry has served as a lecturer at the New Jersey Judicial College and the New Jersey State Bar Association Bankruptcy Bench-Bar Conference and for the New Jersey Institute for Continuing Legal Education.
Henry is a Contributing Author of the New Jersey Bankruptcy Manual (ICLE) and a frequent author of articles for periodicals such as the American Bankruptcy Institute Journal, New Jersey Lawyer, and the New Jersey Law Journal.
From 2012 to 2015, Henry served on the Local Rules Committee to the United States Bankruptcy Court for the District of New Jersey. From 2009 to 2013, Henry served on the Lawyers Advisory Committee to the same court.
In 1998-99, Henry served as a law clerk for the Honorable Rosemary Gambardella, Chief Judge, in the United States Bankruptcy Court for the District of New Jersey. In 1997, he served as a law clerk for the Honorable Rosemary Gambardella, the Honorable William F. Tuohey, and the Honorable Novalyn Winfield in the same court.
- New Jersey, 1996
- New York, 1997
- U.S. District Court, District of New Jersey, 2000
- U.S. Court of Appeals, Third Circuit, 2000
- U.S. District Court, Southern District of New York, 2000
- U.S. District Court, Eastern District of New York, 2002
- U.S. Court of Appeals, Second Circuit, 2018
- Boston University School of Law, J.D.
- Rutgers College, B.A.
- Disqualification of Bankruptcy Judges: A Brief Overview
February 2014
New Jersey Law Journal Bankruptcy Law Supplement - Is Rule 8002(a) a Jurisdictional Requirement? Or a Waivable Claim Processing Rule?
February 2013
New Jersey Law Journal Bankruptcy Law Supplement - Does the Doctrine of Federalization Apply in Bankruptcy Court?
July 2012
American Bankruptcy Institute Journal - Sanctions in Bankruptcy: A Brief Overview
January 2012
New Jersey Law Journal Bankruptcy Law Supplement - Can a Bankruptcy Court Grant a Stay Pending Appeal from a District Court or B.A.P. to a Court of Appeals?
May 2011
American Bankruptcy Institute Journal - Fifteen Ways to Beat a Bankruptcy Appeal – Without Addressing the Merits
January 2011
New Jersey Law Journal Bankruptcy Law Supplement - Can the Invalidation of Ipso Facto Clauses Apply to Prepetition Termination?
March 2010
American Bankruptcy Institute Journal - The 2009 Bankruptcy Rule Amendments: A Brief Summary
January 2010
New Jersey Law Journal Bankruptcy Law Supplement - Informal Proofs of Claim – A Brief Overview
January 2009
New Jersey Law Journal Bankruptcy Law Supplement - What is the Bar Date for Rejection Damage Claims?
March 2008
American Bankruptcy Institute Journal - Bearing the Sins of the Father – in Bankruptcy
January 2008
New Jersey Law Journal Bankruptcy Law Supplement - 401(k) Termination Fees and Expenses: Must the Bankruptcy Estate Foot the Bill?
March 2007
American Bankruptcy Institute Journal - Forfeited Earnest Money Deposits – Subject to a Mortgagee’s Security Interest?
January 2006
American Bankruptcy Institute Journal - Matrimonial Issues in Bankruptcy
June 2005
New Jersey Lawyer - Retention Issues in Bankruptcy
March 2005
New Jersey Law Journal Bankruptcy Law Supplement - Marshaling Against Guarantors: Not a Fool’s Errand?
January 2005
American Bankruptcy Institute Journal - When a State Law Statute of Limitations Lapses During a Bankruptcy Case – What a Plaintiff Should Know
March 2004
New Jersey Law Journal Bankruptcy Law Supplement - Removal of District Court Actions to Bankruptcy Court May Be Improper
January 2004
American Bankruptcy Institute Journal - Third Circuit: Tuition Debt Is Dischargeable
June 2003
Essex County Bar Foundation Chronicle - Section 362(h): Use It or Lose It?
February 2003
New Jersey Law Journal Bankruptcy Law Supplement - An Issue That Has Confounded Courts: Do Insiders Have Standing to File an Involuntary Petition in Small Cases?
January 2003
American Bankruptcy Institute Journal - Assignment of Rents: A Brief Overview
August 2002
NJSBA Bankruptcy Law Section Newsletter - Discharging Student Loan Debt: Mission Impossible?
March 2002
Essex County Bar Foundation Chronicle - A Split That Affects All Attorneys
February 2002
New Jersey Law Journal Bankruptcy Law Supplement - The Dischargeability of Sales Taxes
July 2001
The Bankruptcy Strategist - The Most Important Issue of All – Getting Paid
February 2001
New Jersey Law Journal Bankruptcy Law Supplement - Tribute: Judge William F. Tuohey
November 2000
Essex County Bar Foundation Chronicle - The Section 546(a) Statute of Limitations: It May Start Running Sooner Than You Think in Chapter 7 Cases
August 2000
NJSBA Bankruptcy Law Section Newsletter

